Ace of Pentacles Tarot Card Meaning

By Charrette Vachon

The most common depictions of the Ace of Pentacles has a large hand, often considered the hand of God, reaching out from the clouds with a pentacle resting in its palm, as if offering out a coin. In the more common Rider Waite deck, there’s a row of hedges lining the bottom of the card with a leafy arch giving view of mountains in the background, and a smattering of white lilies growing in front of the hedges.

The plant growth and vegetation symbolizes abundance, fertility, good health, and personal growth but also symbolizes the element that the pentacle suit is associated with: Earth. The mountains in the background represent obstacles that one will face and have to overcome, but for now they’re partially hidden behind the flowering bushes and thus they’re not of immediate concern. The pathway that leads through the arch and towards the mountains is straight, indicating that it will be difficult to stray from the path.

You know what direction you’re going in and the challenges that you’ll eventually face, but the hand of God is offering you the opportunity of great rewards and riches should you take it. Think of the Ace of Pentacles as a seed. In order to reap the benefits and fortune that lies ahead, you must first plant the seed and go through the labor it takes to care for it and ensure it grows.

The Ace of Pentacles Card as a Person

When used to describe a person, it’s no surprise that the Ace of Pentacles often describes someone who is good with their finances, especially when it comes to saving up or even investing their money in a way that’s sure to pay off in the future. They’re hardworking and take good care of their health, their home, their career, and the people around them.

Often, these people will prioritizes the more physical aspects of life over the emotional, and they tend to define their success on those physical things, yet they still manage to be warm and welcoming people to be around. While they don’t seek out confrontation, they won’t hesitate to defend themselves when provoked, though they aren’t as stubborn as most people described with an Earth-aligned card would be.

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The Ace of Pentacles Upright: Positive Meaning

As a suit, the Pentacles often represent finances and money, though sometimes they can come to represent the general concept of “worth” in all its many forms, from determining the value of your work to your own feelings of self-worth, while Aces tend to be an opportunity to start something new. So naturally, the Ace of Pentacles is a financial opportunity of some kind, or an opportunity to better value some aspect of yourself or your life. It ushers in a time of good heath, abundance, and productivity that has the potential of bringing in more wealth along with it. Keep your eyes open, because new opportunities are coming your way.

Love and Relationships

This is a great card to find if you’re looking for a relationship, as it’s saying the opportunity for something-or someone-valuable will be coming your way shortly. It’s possible you may meet this person through work or your career.

If you’re already in a relationship, this is a sign that you won’t have to worry about financial stressors negatively impacting the relationship. It could also be a sign that you might wind up working with your partner on a creative or business related venture. If you and your partner have been trying to for children, this could represent a whole different type of seed being planted, since the Ace of Pentacles is also a card of fertility.


In a career reading, the Ace of Pentacles represents a new opportunity with a substantial increase in pay and better yet, an increase in how your work is valued. This could come in the form of an entirely new career or possibly a raise in the one you’re already in. Whichever it is, it’s something that will be more emotionally fulfilling and something you’ll want to stick with for awhile.

It may take a bit of time before you see the full financial benefits of this, it is, after all, just the beginning, but the promise of future rewards and the contentedness you feel with the work will help see you through to the end.


There’s a reason the hand of God is offering out a huge coin on this card, as it’s closely tied to abundant finances. This is a sign there’s an opportunity coming up that could help boost your bank account. If you’ve been thinking about making an investment and this card comes up, it’s saying that you should take it, and maybe buy a couple lottery tickets while you’re at it, just in case. This is a very good time to invest in your financial future, because the payout of it is likely to be well worth the potential risk.


In a health reading, this card signifies that things are improving and will continue to improve, though you can still invest in your health now to help you avoid future health concerns just as you can invest with your finances. You can do this by eating better foods and spending time in nature by going on walks or bike rides. It doesn’t have to be a complete change to your diet or a full workout routine, just adding in some veggies and doing some yoga a few times a week can help invest in your future health.

The Ace of Pentacles Reversed: Negative Meaning

The Ace of Pentacles reversed doesn’t portend disaster or financial ruin, but it does indicate that things may be a little tight in the future. It could be something as simple as a missed opportunity to pad your bank account, a payday you were looking forward to being delayed unexpectedly, or maybe you squandered a bit too much money clothes shopping that might have really come in handy when you find yourself with an extra expense.

Either way, it’s a good time to be aware of your spending and more conservative with your money and with personal resources, like your time and effort. All of that may be feeling more unstable coming up here soon.

Love and Relationships

If you’re single, this card may be warning you not to judge things too quickly. It’s easy to misread someone and if you don’t take the time to get to know them, you may end up missing what would have been a deep and loving connection. It’s also a sign to think about more than just finances with a potential new partner. While financial security is a big plus for a partner, it shouldn’t be the deciding factor of a relationship on its own.

If you’re already in a relationship, Ace of Pentacles reversed could be a sign that financial matters are putting a strain on the relationship, or even that personal insecurities and poor self-worth are. You or your partner might not feel like you’re being valued enough in the relationship, and jealousy and selfishness may be causing problems between the two of you.


Be careful when you approach new business ventures when this card shows up, as it can sometimes represent shady business practices. If you’ve been thinking about working somewhere new, make sure you vet the company fully and are hired on before leaving your current job, or may wind up quitting only to find out that you being hired at the new place is going to be delayed or won’t be happening altogether.

On a less severe note, it could simply represent a missed business deal, delayed promotion, or a mix-up somewhere in finances that may effect your paycheck. Double check your numbers and play things safe for right now.


The Ace of Pentacles reversed usually comes up when you’re in a more vulnerable position financially than you usually are, and it’s a sign to watch your finances very closely because you’re spending more than you’re taking in. If you’ve been waiting for your friend or cousin to pay you back for something, expect it be delayed, if you get it back at all. Now is not the time to be investing your money or spending frivolously, as you may soon find yourself needing every bit you can save up.


It’s more important for you to take care of your health right now, whether that’s eating healthier or starting a regular workout routine. Ace of Pentacles reversed could signify declining health, even if you don’t have any medical problems.

If you are already struggling with medical problems, this card indicates that your recovery may be delayed or plagued by setbacks. Don’t give up hope, though. Things may be more difficult, but it’s never impossible.

Your Past, Present, and Future

Positioned in the Past, the Ace of Pentacles represents some wise business or emotional investment you made that you may soon be reaping the rewards of if you’re not already.

Positioned in the Present, the Ace of Pentacles signifies that everything is going well with your finances and you’re feeling both emotionally and physically stable.

Positioned in the Future, the Ace of Pentacles is a sign that things are coming together for you and that you can relax when it comes to matters of money and your emotional state. It could also be telling you to keep your eyes open for an opportunity in the future that will bring you even more abundance.

Important Card Combinations

Ace of Pentacles and Ace of Wands

The Ace of Wands represents passion and creation, and paired with the Ace of Pentacles it represents creative ventures and passion projections paying off for you.

Ace of Pentacles and Six of Wands

Six of Wands symbolizes victory and rewards, and when paired with the Ace of Pentacles, it means that your hard work will be recognized and valued. It could even represent an award of some kind.

Ace of Pentacles and Six of Pentacles

Six of Pentacles symbolizes generosity and giving back, and when paired with Ace of Pentacles, it could be that your past generosity will soon be paid back in kind.

Ace of Pentacles and Ace of Cups

The Ace of Cups represents overflowing emotions and love, and when paired with Ace of Pentacles, could represent people in a relationship pooling their resources together, as they would when moving in together or getting married.

Ace of Pentacles and Two of Cups

Two of Cups represents an equal and lasting partnership, and when combined with Ace of Pentacles, it could represent finding a business partner or working with someone or a project that will pay off financially.

Ace of Pentacles: Yes or No Questions

The Ace of Pentacles is a very positive card that represents abundance and success, so the answer you’re looking for is a yes from this card.